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Tag: Homeowners Insurance

Replacement Cost vs. Market Value: What's the Difference?

If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: expensive.According to Home Bay, a real estate education platform, U.S. home prices increased an astounding 42% in the three years between March 2020 and March 2023.That data also showed that the national median home price rose to $468,000 as of 2022,...

Your Quick and Easy Guide to Electrical Safety at Home

Electrical dangers are serious business. From risk of shock to potential fires, you’ve got plenty of reasons to make sure your home’s electrical systems are in good shape and safe working order. Fortunately, in most houses, a simple walkthrough can help you identify and avoid the most common risks. (Having the right homeowners insurance can provide peace of mind, too.)Most fixes are simple and inexpensive, if...

What Does Homeowners Insurance Cover?

We all hope never to need that policy, but do you know exactly what a homeowners' policy covers? The answers may surprise you and even save you some money in areas you never realized! Homeowners' policies offer a wide range of coverages, from your home itself and structures on your property to liability coverage, even to loss of income coverages. As always, coverage will vary from...

What to Know About Hail, Roof Damage and Hail Fraud

A hailstorm just blew in through your neighborhood. Suddenly, there are people at your door telling you they can repair your home’s damage quickly and easily. What would you do? While some hail damage may be obvious, you can’t always trust that someone showing up to your door has your best interests in mind. If you’ve recently battled a hailstorm, here is what you need...

What to Know About ERIE's Extended Water Coverage

What would you be most concerned about losing in a flood? It's different between men and women (of course). See the results from our latest survey.  We can’t say it enough: If it can rain (or snow), it can flood. Flooding can happen in a matter of minutes, or it may creep up slowly, but either way it can cause massive amounts of damage. Typically,...